Credit Cards Australia auscreditcard.com.au

Aus Credit Card provides comparisons of credit card offers available in Australia. All cards have been categorised by credit card type and credit card provider.

Editor's choice is the Citibank Clear Visa card with 0% balance transfer and a low ongoing rate. Check it out.

The Credit Card Application Process : Credit Card Types Explanation
What to look for when choosing a credit card

Top Credit Card and Finance Offers in Australia

Citibank Clear Visa

Your search for a low interest rate ends here

  • 0% balance transfer for 6 months
  • 11.99%p.a. ongoing on purchases
  • Access your account anywhere, anytime via Internet and phone banking
  • Up to 55 days interest free on retail purchases
  • Offer available online only for a limited time!

GE Money eco Mastercard

  • Contributes 1% of your purchases‡ to emission reduction projects, or 0.5% and 0.5% cash back
  • 0% p.a. on balance transfers for up to 6 months
  • Up to 55 days interest free on purchases
  • 18.49% p.a. standard annual percentage rate
  • 19.99% p.a. cash annual percentage rate
These contributions help fund projects such as reforestation, renewable energy, water and wastewater treatment, land and habitat conservation, energy efficiency and other environmental initiatives that meet the strict standards.

Aussie Mastercard

  • 5.99% p.a. interest rate on balance transfers for the first 6 months#
  • A low interest rate of 11.99% p.a.* on purchases
  • A low 15.99% p.a. on cash advances
  • Up to 55 days interest free credit on purchases

CBA Low Rate Credit Card

Here's just a few good reasons to get one:

  • Low interest rate of just 13.24% p.a. on purchases and 18.99% p.a. on cash advances
  • $48 annual fee
  • Up to 55 days' interest free on all purchases
  • Balance transfer rate of 5.99% p.a. for 5 months
  • Free additional card for a family member or friend
  • No rewards program, just an everyday low rate

ANZ Low Rate Mastercard

  • 0% p.a.^ balance transfer rate for the first six months from the date the card is approved
  • Low interest rate of 12.99% p.a.* on purchases
  • Up to 55 days interest free credit on purchases
  • $58 annual fee with up to 3 additional card holders at no additional cost
  • 60 second application response time

St.George Vertigo MasterCard

  • Low 11.89% p.a. purchase rate*
  • Awarded Australia's Cheapest Credit Card, Money Magazine 2007
  • Low $45 annual fee
  • Up to 55 days interest free days on purchases*
  • # 0% balance transfer rate for up to 6 months***. Find out how much you could save!

"Winner of Money Magazine’s Best of the Best Award for Cheapest Credit Card"

Citibank Silver Visa Credit Card

  • A low 4.9%p.a on the life of balances you transfer
  • Up to 55 days interest FREE on retail purchases
  • Free Rewards Program with 1 reward point for every dollar spent - including Qantas Frequent Flyer points
  • Fly any airline, anytime with Citibank Take Flight®
  • FREE Purchase Cover

ANZ Balance Visa Credit Card

  • Low 2.99% p.a. on balance transfers for 12 months
  • Low interest rate of 13.99% p.a. on purchases
  • Earn 1 Reward Point for every $1 you repay to your balance1
  • Up to 55 days of interest free credit on your purchases
  • 60 second application response time
  • Custom design your card with your own images or use theirs

Citibank ReadyCredit

  • 2.9% p.a. for 6 months on ANY purchases, balances you transfer and cash advances.
  • Save with NO annual, transaction, ATM/EFTPOS or cash advance fees#.
  • With $5,000 to $25,000^ to use on whatever you want, ReadyCredit gives you the flexibility to repay and re-borrow funds.
  • Convenient access to your cash via ATM/EFTPOS, phone, internet and a chequebook.
  • Apply today and save

St.George Gold Low Rate Visa

  • One low 18.25% p.a. purchase and cash advance rate*
  • Low annual fee
  • Up to 55 days interest free days on purchases*
  • Up to 3 additional cards for your friends or family
  • Linked access to your other St.George accounts
  • Instant discounts and added extras with St.George Instant Benefits
  • Shopping and travel insurances**

Commonwealth Bank Low Fee Card

  • 19.64% p.a. on purchases and 20.74% p.a. on cash advances
  • Up to 55 days interest free
  • $0 annual fee
  • Balance transfer rate 5.99% p.a. for 5 months
  • Global access - over 24 million locations
  • Online security guarantee

Personal Loans

  • Fixed rate or variable
  • Loan Protection option may qualify for interest rate discount
  • easy online application process
  • Competitive interest rates, loans start from $5k

Citibank Personal Credit

  • 6.9% p.a.* for LIFE on balances you transfer†
  • 13.99% p.a. on purchases and cash advances.
  • NO transaction, ATM/EFTPOS or cash advance fees#
  • Apply today and consolidate your finances