ANZ Balance Visa Credit Card

The ANZ Balance Visa Credit Card rewards you for reducing your balance. Be rewarded with Cashback to your ANZ Balance Visa or redeem Reward Points for Shopping Vouchers and Gift Cards for retailers such as Myer and David Jones and more.

You can earn 1 Reward Point for every $1 you repay to your balance (see below). Apply online and receive a response in 60 seconds!

Special rewards and 0% Balance Transfer for 6 months with the ANZ Balance Visa

ANZ Balance Visa Credit CardApply for ANZ Balance Visa Credit Card

ANZ Balance Visa Credit Card

  • Great 0% p.a. on balance transfers for 6 months
  • Earn 1 Reward Point for every $1 you repay to your balance1, including interest and fees on your ANZ Balance Visa and repayments on any balances transferred
  • Low interest rate of 13.41% p.a.2 on purchases
  • $79 annual fee3 with up to 3 additional card holders at no additional cost
  • Up to 55 days of interest free credit on your purchases
  • Custom design your card with your own images or use theirs
  • No limit to the number of Reward Points you can earn
  • Extended warranty on most purchases
  • 90 day purchase security for loss, theft, damage or breakage
  • 60 second response - apply now and get a response in only 60 seconds. Once approved you will normally receive your card within 5 business days
Features & Interest Rates
Retail Purchases Interest Rate13.41%
Cash Advance Interest Rate20.41%
Standard Interest Rate 13.41%
Charges and rates are correct as of15 Nov 2008
Balance Transfer Interest Rate0.00%
Balance Transfer Period6 months
Interest Free Days55 days
Annual Fee$79.00
Visa Rewards Program
1 Reward point(s) for every dollar spent
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Terms and Conditions available on application. Fees and charges apply. Approval is subject to ANZ's normal credit approval criteria.
1 Reward Points are not earned on Cashback transactions to your account. Reward Points accrue in accordance with the ANZ Balance Visa Rewards Program Terms and Conditions (call ANZ on 13 22 73 for a copy).
2 Interest rate on purchases and balance transfers is 13.99% p.a. and cash rate is 18.99% p.a. as at 23 November 2007 and is subject to change.
3 Includes a $22 Rewards Program Services Fee, which applies per card issued under your account. An annual $10 Additional Cardholder Fee also applies for each additional card.
Extended Warranty and 90-day Purchase Security Insurance are underwritten by Zurich Australian Insurance Limited. Terms and conditions apply. For more information please call 13 22 73. This material does not take into account your personal needs and circumstances and you should consider whether this product is appropriate for you.
© Copyright Australia and New Zealand Banking Group Limited (ANZ) 100 Queen Street, Melbourne 3000, ABN 11 005 357 522, 1996-2006.






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