American Express Gold Card

Experience more for less with the new Gold Choices Credit Card from American Express. For just $49 a year, you’ll enjoy a low annual card-fee for a Gold Credit Card with an award winning rewards program. You can earn unlimited points and they never expire – so the sky’s the limit.

American Express Gold Card Balance transfer rate of 6.99% p.a. for the first 6 months (subject to the American Express Interest Rate Policy) Interest rate of 18.24% p.a. Up to 55 days interest free Global Customer Service help is close at hand whatever the time of day, wherever you are. Online Fraud Protection Guarantee means you won’t be held responsible for any unauthorised charges online Card replacements available virtually anywhere in the world, via our American Express global network of offices. American Express Selects™ rewards program You can earn unlimited rewards points and they never expire American Express Gold Card. Apply Now. Features & Interest Rates Retail Purchases Interest Rate 18.24% Standard Interest Rate 18.24% Charges and rates are correct as of 1 Apr 2008 Balance Transfer Interest Rate 6.99% Balance Transfer Period 6 months Interest Free Days 55 days Annual Fee $49.00 No Annual Fee 1st Year American Express Membership Rewards 1 Reward point(s) for every dollar spent powered by ratefinder.com.au

Term and Conditions:
Applicants must be 18 years of age or over and earn a minimum income of $40,000 p.a. to apply for a Gold Choices Credit Card. American Express credit approval criteria applies. Subject to Terms and Conditions. Fees and charges apply. All Interest Rates are quoted as an Annual Percentage Rate. All information is correct as at 15 January 2008 and is subject to change. Cards are offered, issued and administered by American Express Australia Limited (ABN 92 108 952 085) ®Registered trademark of American Express Company.
As long as your account remains current.
Only available to Membership Rewards Choices enrolled Cardmembers. Membership Rewards enrolment required (an annual fee may apply). Subject to the Terms and Conditions of the Membership Rewards program. Subject to hotel, car and airline availability. Membership of the partner program is the Cardmembers responsibility and is subject to the terms and conditions of the applicable program. A joining fee may apply.
All payments to your credit card account are applied first to transferred balances, including transferred balances benefiting from promotional interest rates. This will result in the balances subject to a lower interest rate being paid off first. Minimum payment requirements of the card account apply to balance transfers. There are no interest-free days on balance transfers.
Provided that you notify us no later than 60 days after the date of the first statement on which the error has occurred and you have complied with your Card Conditions, you will not be held liable for unauthorised charges.
The number of actual interest-free days depends upon when you make a purchase, when your statement is issued, whether you have obtained a balance transfer and whether or not you are carrying forward a balance on your account from your previous statement period. There are no interest free days on cash advances.
Interest rates are current at published date and subject to change, including changes under our Interest Rate Policy.
** Our interest rate policy describes how we intend to adjust credit card interest rates based on your payment history. Under this policy we intend to maintain this special low rate for the promotional period if you make your minimum payments on time
Each Travelscene American Express office is independently owned and has its own travel agents licence. Please contact your local Travelscene American Express Travel Agent for full terms and conditions of each offer. Travel Agent Service Fees may apply. Travel Services provided by American Express International, Inc (ABN 15 000 618 208). Incorporated with Limited Liability in Delaware, USA. Licensed travel agent, 175 Liverpool Street, Sydney NSW. Lisence No. ACT 212/D, NSW – 2TA000113, Vic – 30233, QLD – TAG132, WA – 9TA81

Find your credit card at Auscreditcard.com.au

Credit Cards Australia American Express Gold Card