American Express Platinum MoneyBack Card

With 24-hour support and protection, you can call American Express about anything your Card does. Love shopping? You're covered with extensive local and On-Line Fraud Guarantee3.

The American Express Platinum Card. A card with style and substance.

American Express Platinum MoneyBack Card 1% with no limit to your MoneyBack Domestic and Overseas Travel Insurance Exclusive VIP treatment with Entertainment Advantage Purchase and Refund protection 24 hour Platinum Priority Service Supplementary Cards at no additional cost Platinum Priority Service 24/7 A competitive balance transfer rate of 6.99% p.a. for the life of the transferred balance - subject to American Express interest rate policy Annual Card fee of $99 p.a. You’re covered With 24-hour support and protection, you can call American Express about anything your Card does. Love shopping? You're covered with Refund Protection, Purchase Protection2 and our extensive On-Line Fraud Guarantee3. Supplementary Cards at no additional cost Make the most of your Card Earn more MoneyBack using your Card to pay bill instead of other cards or cheques. Apply for a free supplementary Card it all counts to your MoneyBack. The more you spend the more MoneyBack you get The Platinum MoneyBack Credit Card has been designed to give you unlimited MoneyBack for all purchases made on your Card. Exclusive deals and discounts with American Express Selects An invigorating massage. A trip to lunch in a seaplane. Or maybe a balloon flight is more your thing. Make life more exciting with American Express Selects American Express Platinum MoneyBack Card. Apply Now. Features & Interest Rates Standard Interest Rate 20.49% Charges and rates are correct as of 4 Sep 2008 Balance Transfer Interest Rate 6.99% Balance Transfer Period 6 months Interest Free Days 44 days Annual Fee $99.00 1% with no limit to your MoneyBack¹ Additional cards 3 powered by ratefinder.com.au

Terms and Conditions associated with this Card

American Express® credit approval criteria applies. Subject to Terms and Conditions. Fees and charges apply and are correct as at 19th June 2008

1. Rebates are earned on each purchase charged to your Platinum MoneyBack Credit Card account in the relevant statement period (excluding credits, purchases of American Express Travellers Cheques, Gift Cheque, Foreign Currencies, Cash Advances, Balance Transfers, Interests and fees). Rebates are subject to the Platinum MoneyBack Rebate Programme Terms and Conditions. The introductory rate of 5% MoneyBack is ONLY valid on purchases charged to the Card in the first 3 months of your Card membership and up to a maximum MoneyBack rebate of $300 ONLY. After the first 3 months of membership or once you have earned $300 MoneyBack (whichever occurs earlier), you will revert back to a 1% MoneyBack Rebate rate

2. American Express Card Insurances are underwritten by ACE Insurance Limited (ABN 23 001 642 020, AFSL No. 239687) (ACE) and are subject to the terms, conditions and exclusions contained in the American Express Card insurances policy of insurance between American Express International, Inc (ABN 15 000 618 208, AFSL No. 237996) (AEII) of 12 Shelley Street Sydney 2000 and ACE. The Insurance Terms & Conditions do not take into account your objectives, financial situation or needs. Terms and Conditions are subject to change. It is important for you to read the Terms and Conditions booklet available at americanexpress.com.au or upon request from us and consider the appropriateness of that insurance in relation to your individual requirements. Interest rates are current at published date and subject to change, including changes under our Interest Rate Policy. Our interest rate policy describes how we intend to adjust credit card interest rates based on your payment history. Under this policy we intend to maintain this special low rate for the promotional period if you make your minimum payments on time.

3. Provided that you notify us immediately upon discovery of any fraudulent transactions and you have complied with your Card Conditions, you will not be held liable for any unauthorised charges.

American Express Australia Limited (ABN 92 108 952 085) ® Registered Trademark of American Express Company.

Find your credit card at Auscreditcard.com.au

Credit Cards Australia American Express Platinum MoneyBack Card