Citibank Gold Mastercard

Choose the Citibank Gold Card, a card that suits your lifestyle and get 2.9%p.a* for 12 months on balance transfers, plus up to 55 days interest free on retail purchases.

Choose the Citibank Gold Mastercard. Receive the benefits of Gold.

Citibank Gold MastercardApply for Citibank Gold Mastercard

Citibank Gold Mastercard

  • 2.9%p.a* for 12 months on balance transfers
  • 20.74% p.a. on purchases and cash advances
  • Free Travel Insurance for you and your family when you buy overseas travel on your card
  • Up to 55 days interest FREE on retail purchases
  • Free Rewards Program w/ Qantas Frequent Flyer Points
  • Available in VISA and MASTERCARD
  • Cash Back Rewards
  • Fraudshield® protection
Features & Interest Rates
Retail Purchases Interest Rate20.74%
Cash Advance Interest Rate20.74%
Standard Interest Rate 20.74%
Charges and rates are correct as of1 Apr 2008
Balance Transfer Interest Rate2.90%
Balance Transfer Period12 months
Interest Free Days55 days
Annual Fee$119.00
Qantas Frequent Flyer
Free Travel Insurance
powered by ratefinder.com.au

Terms and Conditions
Terms and Conditions apply (available upon request). Subject to your acceptance you will be billed an annual account fee which is currently $250 for the Citibank Platinum card, $119 for the Citibank Gold card, and $79 for BP-Citibank MasterCard
*The 2.9%p.a. interest rate applies only to balances transferred on the Citibank Platinum, Gold and BP card for a period of 12 months.
Transferred balances will be repaid first. Any transactions made other than with this offer are at the standard Credit Card rate. The standard credit card rates are currently 20.24% for Citibank Platinum and Gold card and 19.49%p.a. for the BP-Citibank MasterCard, which is variable, subject to change and Citibank's credit criteria. Interest rates last updated 30/11/2007.
? Actual credit limit will be assigned based on Citibank's credit criteria.
# International Travel Insurance, Purchase Cover and Extended Warranty Insurance is underwritten by Zurich Australian Insurance Ltd (ABN 13 000 296 640 AFSL No. 232507) and is subject to the Terms and Conditions and exclusions contained in the Policy of Insurance. Please refer to the Terms and Conditions sent to you at card opening for a full explanation of cover and exclusions. Please refer to the Terms and Conditions for a full explanation of cover and exclusions.
+ Rewards are subject to the Citibank Rewards Terms and Conditions. Reward points are not earned on balance transfers or cash advances. Reward points never expire while the card remains open.
? Terms and conditions apply. 5% cash back rebates with BP are limited per account to the first $300 you spend at participating outlets each Statement period. Any spend over $300 at BP each Statement Period will earn a 1% cash back rebate.
^ All other Retail Purchases and bill payments (excluding purchases at BP or Hero Partner outlets) made using your Card will give you 1% Cash Back on the first $60,000 spent on your Account in any 12 month period from the date you are enrolled in the BP-Cash Back program. All Cash Back will be automatically credited to your Account at the start of the next Statement Period. The Cash Back amount earned in your monthly statement period (e.g. Jan 15 - Feb 14) will be reflected in a Cash Back summary on that month’s statement (e.g. Feb statement). This Cash Back will then be credited on the first day of the next Statement Period (e.g. Feb 15). Accumulated benefits are forfeited if the account is suspended or closed.

© 2007 Citigroup Inc ABN 88 004 325 080, AFSL 238098. Citigroup, Citibank and Arc design are registered trademarks of Citigroup Inc. and are used and registered throughout the world.






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