Citibank Personal Credit

Consolidate your debts with Citibank Personal Credit. A great 7.9% p.a. balance transfer offer and the option to spend at an equally attractive rate.

7.9% p.a.* for LIFE on balances you transfer†

Citibank Personal Credit Personal Credit lets you consolidate your debts with a great balance transfer offer AND have the option to spend at an equally attractive rate. SAVE with a low ongoing rate 14.99% p.a. on ANY purchases and cash advances. Use it for everyday purchases and cash withdrawals, and save even more. SAVE with a low balance transfer rate 7.9% p.a.* for LIFE on balances you transfer† from non-Citibank credit cards, store cards and personal loans. SAVE with none of the everyday transactional fees# NO transaction, ATM/EFTPOS or cash advance fees# so even more money stays in your pocket. Have the freedom to buy what you want With $5,000 to $25,000^ to use on whatever you want, Personal Credit gives you the flexibility to repay and re-borrow funds. Convenient access with a Visa Debit Citicard Use at ATMs, and to purchase in store, online and over the phone. A chequebook is also available on request. APPLY TODAY AND SAVE! Citibank Personal Credit. Apply Now. Features & Interest Rates Retail Purchases Interest Rate 14.99% Cash Advance Interest Rate 14.99% Standard Interest Rate 14.99% Charges and rates are correct as of 26 Aug 2008 Balance Transfer Interest Rate 7.90% Balance Transfer Period 48 months Annual Fee $0.00 No Annual Fee 1st Year powered by ratefinder.com.au

Terms and conditions apply and are available upon request. Fees and charges apply.

Allow up to 10 working days to process your application. To process your application, Citibank will need to verify your identity and income. To verify your identity we will ask you to confirm details provided on your application. Please provide a contact telephone number that will be easy for us to contact you. Please notify your payroll department or accountant (if self employed) to ensure that they are willing to confirm your income details.

3 Interest rate is 13.99% p.a. This interest rate is variable and subject to change.

* 6.9% p.a. interest rate applies only to balances transferred with this offer.
†Balance transfers are repaid first. Transactions made other than with this offer will be subject to Citibank's standard Personal Credit rate currently 13.99% p.a., which is variable and subject to change.

^{^} The credit line of $5,000 to $25,000 is subject to Citibank credit criteria.

^# Currency conversion fee applies to transactions made in a foreign currency. Other service fees and charges including late payment fee and dishonour fees may apply.

Please see full terms and conditions on the Citibank website.

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