Citibank ReadyCredit

Enjoy a low 2.9% p.a. for the first six months on purchases and balance transfers.

Unlike most credit cards and personal loans, you can save with no application, transaction or cash advance fees

Citibank ReadyCreditApply for Citibank ReadyCredit

Citibank ReadyCredit

  • SAVE with a low ongoing rate
    2.9% p.a. for 6 months on ANY purchases, balances you transfer and cash advances.
  • SAVE with NO setup and ongoing transaction fees
    Save with NO annual, transaction, ATM/EFTPOS or cash advance fees#.
  • Have the freedom to buy what you want
    With $5,000 to $25,000^ to use on whatever you want, ReadyCredit gives you the flexibility to repay and re-borrow funds.
  • Choose how you use your credit
    Convenient access to your cash via ATM/EFTPOS, phone, internet and a chequebook.
  • Apply today and save
Features & Interest Rates
Retail Purchases Interest Rate2.90%
Cash Advance Interest Rate2.90%
Standard Interest Rate 17.99%
Charges and rates are correct as of7 Oct 2008
Balance Transfer Interest Rate2.90%
Balance Transfer Period6 months
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