HSBC Low Rate Credit Card

It's that time of year when the sales are in full swing. Spend your money on more important things and save with special interest-free periods on purchases and balance transfers. Plus the annual card fee is waived in the first year.

Low Interest Rate savings with the HSBC Low Rate Credit Card

HSBC Low Rate Credit Card The only strings we’re attaching are great features: Great low purchases interest rate of 12.99% p.a. 0% p.a. for 6 months* on balance transfers~ $0 annual fee in the first year and then only $49 p.a. HSBC's Low Rate Credit Card makes life easy: Up to 55 days interest-free on purchases Access to HSBC's home&Away Privilege Program with Instant Rewards in over 40 countries Cash withdrawals at over 800,000 ATMs worldwide Repayments at any HSBC branch, by mail, BPAY®, telephone, direct debit, online or at Australia Post Credit Cards Online for quick, easy and secure access to your account 24 hours a day Worldwide acceptance at over 22 million Visa merchants HSBC Low Rate Credit Card. Apply Now. Features & Interest Rates Retail Purchases Interest Rate 12.99% Cash Advance Interest Rate 19.99% Standard Interest Rate 12.99% Charges and rates are correct as of 11 Nov 2008 Balance Transfer Interest Rate 0.00% Balance Transfer Period 6 months Interest Free Days 55 days Annual Fee $49.00 No Annual Fee 1st Year HSBC home & Away Privileges powered by ratefinder.com.au

Credit provided by HSBC Bank Australia Limited ABN 48 006 434 162. Fees, charges and lending criteria apply. Terms and conditions apply and are available on request. Offer available for completed HSBC Low Rate Credit Card applications. HSBC cardholders who have previously cancelled the same card type as the new HSBC card they are applying for may not be entitled to any promotional offers.

*Interest rate on balance transfers applies for the first six months and is limited to the first balance transfer request per account from other store cards or non-HSBC credit cards. After this period, any balance outstanding from the Balance Transfer will accrue interest at the Interest Rate for Cash Advances, currently 19.99%p.a. (Rates subject to change).

** Annual card fee of $49 p.a. will apply after 12 months

~HSBC may allocate payments we receive from you to pay the total amount owing in any order we see fit, including applying any and all payments made to your HSBC credit card account to reduce the balance(s) transferred first and then to any subsequent purchases.

^ Depending on when you make your purchase, when your statement is issued and whether or not you are carrying forward a balance on your account from the previous statement period. There are no interest free days for cash advances or balance transfers.

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Credit Cards Australia HSBC Low Rate Credit Card