HSBC Low Rate Card

Get the sleek new HSBC Low Rate Credit Card now, and take advantage of 2.99% p.a. for the first 6 months* on balance transfers~ and $0 annual card fee in the first year**.

Low Rate Credit Card from HSBC

HSBC Low Rate CardApply for HSBC Low Rate Card

HSBC Low Rate Card

Take out a Low Rate Credit and save

  • Pay no annual fee in the first year
  • 15.99% p.a. on purchases
  • Up to 55 days interest free on purchases
  • 2.99% p.a. for first 6 months on balance transfers
  • Access to HSBC's home&Away Privilege Program with Instant
  • Rewards in over 40 countries
  • Cash withdrawals at over 800,000 ATMs worldwide
  • Repayments at any HSBC branch, by mail, BPAY®, telephone, direct debit, online or at Australia Post
  • Credit Cards Online for quick, easy and secure access to your account 24 hours a day
  • Worldwide acceptance at over 24 million Visa merchants
Features & Interest Rates
Retail Purchases Interest Rate15.99%
Cash Advance Interest Rate19.99%
Standard Interest Rate 15.99%
Charges and rates are correct as of28 Jan 2009
Balance Transfer Interest Rate2.99%
Balance Transfer Period6 months
Interest Free Days55 days
Annual Fee$49.00
No Annual Fee 1st Year
HSBC home & Away Privileges
powered by ratefinder.com.au

Credit provided by HSBC Bank Australia Limited ABN 48 006 434 162. Fees, charges and lending criteria apply. Terms and conditions apply and are available on request. Offer available for completed HSBC Low Rate Credit Card applications. HSBC cardholders who have previously cancelled the same card type as the new HSBC card they are applying for may not be entitled to any promotional offers.
*Interest rate on balance transfers applies for the first six months and is limited to the first balance transfer request per account from other store cards or non-HSBC credit cards. After this period, any balance outstanding from the Balance Transfer will accrue interest at the Interest Rate for Cash Advances, currently 19.99%p.a. (Rates subject to change).
** Annual card fee of $49 p.a. will apply after 12 months
~HSBC may allocate payments we receive from you to pay the total amount owing in any order we see fit, including applying any and all payments made to your HSBC credit card account to reduce the balance(s) transferred first and then to any subsequent purchases.






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